Growing Self Esteem

Christian Counseling Debt and The Bible

“The king was filled with pity for him, and he released him and forgave his debt.” Matthew 18:27

Is debt biblical? It is not a sin to be in debt but the Bible does have a lot to say about being good managers of what we have been given. The bigger sin is being too prideful to acknowledge your condition and your current financial state and seek help or counsel. There are prominate Christian counseling centers to help with Christian debt elimination. The sooner you can get help the sooner obligations and debts can be controlled and brought under control. It is a humbling ordeal to go through, but others share this same experience. We learn from our hardships to better serve the Lord and to reinforce our faith. If you have a financial situation do not hesitate to look for Christian debt counseling services because someday you may be able give spiritual or financial help  to a fellow Christian, friend or co-worker.

“The rich rule over the poor, and the borrower is servant to the lender.”
Proverbs 22:7

We are called to spend wisely. Sometimes we see ourselves in debt for perfectly legitimate reasons. There could be an illness, rendering you unable to work. In these precarious times, we are seeing more and more people being laid off or hours cut substantially. There are regular monthly payments that are due and we may find we do not enough to pay them. Sometimes credit cards are used to pay bills and the debt begins to build. It can become overwhelming and a Christian debt counseling programs may be needed.

Pray First

“Listen to me!, you can pray for anything, and if you believe, you will have it.” Mark 11:24

Take all things to the Lord in prayer.  Does this mean all things you pray for will be granted?  The Lord always answers our prayers, not in the way we may have expected or in the same time frame we expect. Jesus prayed when He was on earth.  He prayed while in the desert and also he prayed in the Garden of Gethsemane.  Jesus prayedif it is possible may this cup be taken from me..  He still had to go through what He was sent to do, die for our sins and transgressions.  We may still have to endure some trials for the situation we are in, but He has promised to take care of us.

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The amount of Christians who are looking at bankruptcy or foreclosure is at an all time high.  We could site several reasons for this but the number one reason is uncontrolled spending.  We know there are also situations we have no control over such as an unforeseen illness or a death in the family or a job layoff.  This is when it is a good idea to look into Christian consumer credit counseling.    

Christian credit counseling is there for those individuals who desire the assistance of advisors who sincerely want to help.  They are trained to help you get out of
debt and pay off the bills that have been mounting up and get your finances heading in the right direction.

Some of us have never considered setting up a budget plan or even know what one is. Budgets help you see clearly where your money is being spent.  It allows you control the flow of money going out and to make changes where necessary.  It will also allow you to pay off all that accumulated debt faster. A Christian credit service can help you with that   

We all enjoy living in a comfortable lifestyle but it should not include going into debt over our heads.  We all are familiar with the MasterCard commercial “some things require money… for everything else there is MasterCard.”  Believing in that line is how we have gotten into our current economic condition.  A sensible budget will help build towards a better tomorrow.

Christian consumer credit counseling will look over your finances to give us a better awareness of your current financial situation. In the years before credit cards were the main payment source, we could easily see how much money you had.  Credit cards give us a false sense of our financial status.  The first bit of counsel you will get will more than likely be to cut up all those cards.

Christian credit counseling teaches you to live according to God’s guidelines, not the world’s.  Our provision for each and everyday should be left in His hands.  He will make you aware of areas to save and spending to avoid.  By cutting back on your daily Starbuck’s consumption, eliminating those costly lunches at the corner diner and quitting smoking can save hundreds of dollars each month.  

Be Content With What You Have

“Godliness with contentment is great gain.”  ….  “And having food and clothing, with these we shall be content. But those who desire to be rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition.” I Timothy 6: 8-9

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